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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $67,904 | $68,394-0.7% | $94,672-28.3% | $75,177-9.7% |
| Participation rate | 53.1% | 76.1%-22.9pp | 80.8%-27.7pp | 67.2%-14.1pp |
| Annual return | 10.99% | 616.92%-605.9pp | 156.89%-145.9pp | 160.75%-149.8pp |
| Employer contribution / active EE | $1,295 | $2,701-52.0% | $3,673-64.7% | $2,671-51.5% |
| Participant deferral / active EE | $4,832 | $6,536-26.1% | $7,417-34.9% | $4,126+17.1% |
| Admin fee / account holder | $0 | $5,326-100.0% | $7,222-100.0% | $5,651-100.0% |