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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,857 | $56,287-39.8% | $80,977-58.2% | $62,881-46.2% |
| Participation rate | 36.0% | 68.9%-32.9pp | 75.8%-39.8pp | 69.3%-33.3pp |
| Annual return | 9.56% | 22.13%-12.6pp | 17.11%-7.5pp | 20.14%-10.6pp |
| Employer contribution / active EE | $946 | $1,943-51.3% | $3,715-74.5% | $2,281-58.5% |
| Participant deferral / active EE | $3,148 | $4,196-25.0% | $5,696-44.7% | $3,203-1.7% |
| Admin fee / account holder | $0 | $3,742-100.0% | $5,517-100.0% | $4,296-100.0% |