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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,408 | $86,701-70.7% | $73,309-65.3% | $125,389-79.7% |
| Participation rate | 64.7% | 78.6%-13.9pp | 74.9%-10.2pp | 83.2%-18.5pp |
| Annual return | -4.84% | 2.78%-7.6pp | 5.67%-10.5pp | 282.24%-287.1pp |
| Employer contribution / active EE | $1,761 | $4,152-57.6% | $3,237-45.6% | $4,866-63.8% |
| Participant deferral / active EE | $4,586 | $5,549-17.4% | $4,991-8.1% | $5,352-14.3% |
| Admin fee / account holder | $0 | $7,768-100.0% | $5,635-100.0% | $9,541-100.0% |