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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,718 | $105,856-58.7% | $90,161-51.5% | $147,586-70.4% |
| Participation rate | 47.6% | 79.7%-32.1pp | 76.9%-29.3pp | 82.8%-35.2pp |
| Annual return | 12.63% | 37.63%-25.0pp | 34.89%-22.3pp | 578.59%-566.0pp |
| Employer contribution / active EE | $1,052 | $4,126-74.5% | $3,318-68.3% | $4,876-78.4% |
| Participant deferral / active EE | $3,665 | $5,733-36.1% | $5,287-30.7% | $5,439-32.6% |
| Admin fee / account holder | $251 | $8,046-96.9% | $5,943-95.8% | $10,886-97.7% |