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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $499,626 | $107,421+365.1% | $182,262+174.1% | $94,015+431.4% |
| Participation rate | 97.5% | 77.8%+19.7pp | 84.2%+13.3pp | 70.8%+26.7pp |
| Annual return | 12.25% | 21.32%-9.1pp | 140.60%-128.3pp | 17.84%-5.6pp |
| Employer contribution / active EE | $18,165 | $3,448+426.9% | $5,046+260.0% | $2,790+551.1% |
| Participant deferral / active EE | $11,813 | $6,558+80.1% | $8,276+42.7% | $4,249+178.0% |
| Admin fee / account holder | $52,975 | $8,692+509.5% | $16,712+217.0% | $8,951+491.8% |