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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $400,126 | $93,617+327.4% | $135,982+194.2% | $75,177+432.2% |
| Participation rate | 93.8% | 75.2%+18.5pp | 81.9%+11.8pp | 67.2%+26.5pp |
| Annual return | 21.24% | 30.89%-9.6pp | 68.32%-47.1pp | 160.75%-139.5pp |
| Employer contribution / active EE | $18,934 | $3,538+435.1% | $4,859+289.7% | $2,671+608.9% |
| Participant deferral / active EE | $4,785 | $6,406-25.3% | $7,760-38.3% | $4,126+16.0% |
| Admin fee / account holder | $4,670 | $6,980-33.1% | $10,767-56.6% | $5,651-17.4% |