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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $374,987 | $105,200+256.5% | $159,474+135.1% | $85,847+336.8% |
| Participation rate | 96.6% | 75.8%+20.8pp | 82.8%+13.8pp | 69.3%+27.3pp |
| Annual return | 15.36% | 45.08%-29.7pp | 263.68%-248.3pp | 318.61%-303.2pp |
| Employer contribution / active EE | $16,002 | $3,319+382.2% | $4,831+231.2% | $2,565+523.8% |
| Participant deferral / active EE | $3,665 | $5,946-38.4% | $7,353-50.2% | $3,952-7.3% |
| Admin fee / account holder | $23,755 | $6,934+242.6% | $10,802+119.9% | $6,261+279.4% |