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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $319,193 | $98,776+223.1% | $149,745+113.2% | $79,856+299.7% |
| Participation rate | 94.4% | 75.8%+18.6pp | 82.5%+11.9pp | 69.6%+24.7pp |
| Annual return | 17.68% | 27.38%-9.7pp | 276.72%-259.0pp | 31.71%-14.0pp |
| Employer contribution / active EE | $16,163 | $3,217+402.4% | $4,646+247.9% | $2,471+554.1% |
| Participant deferral / active EE | $3,345 | $5,681-41.1% | $6,843-51.1% | $3,741-10.6% |
| Admin fee / account holder | $7,754 | $6,053+28.1% | $9,312-16.7% | $5,306+46.1% |