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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $267,877 | $89,370+199.7% | $141,197+89.7% | $72,976+267.1% |
| Participation rate | 94.6% | 75.1%+19.5pp | 82.5%+12.1pp | 69.5%+25.1pp |
| Annual return | 24.43% | 111.88%-87.4pp | 71.41%-47.0pp | 81.02%-56.6pp |
| Employer contribution / active EE | $15,460 | $3,115+396.3% | $4,736+226.4% | $2,440+533.6% |
| Participant deferral / active EE | $3,159 | $5,419-41.7% | $6,710-52.9% | $3,608-12.4% |
| Admin fee / account holder | $6,596 | $5,957+10.7% | $10,265-35.7% | $5,124+28.7% |