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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $320,626 | $82,678+287.8% | $125,391+155.7% | $68,490+368.1% |
| Participation rate | 93.4% | 75.1%+18.3pp | 82.4%+11.0pp | 67.9%+25.5pp |
| Annual return | -18.12% | -5.97%-12.1pp | 572.41%-590.5pp | -7.85%-10.3pp |
| Employer contribution / active EE | $16,982 | $3,382+402.1% | $4,816+252.6% | $2,597+554.0% |
| Participant deferral / active EE | $4,159 | $6,111-32.0% | $7,448-44.2% | $4,028+3.2% |
| Admin fee / account holder | $7,247 | $6,277+15.4% | $10,009-27.6% | $5,403+34.1% |