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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $433,650 | $102,422+323.4% | $147,117+194.8% | $80,959+435.6% |
| Participation rate | 84.7% | 75.9%+8.8pp | 82.2%+2.5pp | 67.7%+17.1pp |
| Annual return | 12.79% | 135.16%-122.4pp | 420.54%-407.7pp | 35.67%-22.9pp |
| Employer contribution / active EE | $0 | $3,717-100.0% | $4,932-100.0% | $2,757-100.0% |
| Participant deferral / active EE | $18,794 | $6,652+182.5% | $8,065+133.0% | $4,300+337.0% |
| Admin fee / account holder | $16,334 | $7,953+105.4% | $12,993+25.7% | $6,925+135.9% |