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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $433,650 | $102,429+323.4% | $147,096+194.8% | $80,925+435.9% |
| Participation rate | 84.7% | 75.9%+8.9pp | 82.2%+2.5pp | 67.7%+17.1pp |
| Annual return | 12.79% | 135.02%-122.2pp | 419.75%-407.0pp | 35.65%-22.9pp |
| Employer contribution / active EE | $0 | $3,716-100.0% | $4,936-100.0% | $2,756-100.0% |
| Participant deferral / active EE | $18,794 | $6,649+182.7% | $8,071+132.9% | $4,299+337.2% |
| Admin fee / account holder | $16,334 | $7,957+105.3% | $13,005+25.6% | $6,940+135.4% |