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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $403,368 | $93,617+330.9% | $135,982+196.6% | $75,177+436.6% |
| Participation rate | 86.2% | 75.2%+11.0pp | 81.9%+4.2pp | 67.2%+18.9pp |
| Annual return | 20.53% | 30.89%-10.4pp | 68.32%-47.8pp | 160.75%-140.2pp |
| Employer contribution / active EE | $0 | $3,538-100.0% | $4,859-100.0% | $2,671-100.0% |
| Participant deferral / active EE | $18,785 | $6,406+193.2% | $7,760+142.1% | $4,126+355.2% |
| Admin fee / account holder | $62,960 | $6,980+802.1% | $10,767+484.7% | $5,651+1014.1% |