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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $451,311 | $102,382+340.8% | $147,005+207.0% | $80,874+458.0% |
| Participation rate | 100.0% | 75.8%+24.2pp | 82.2%+17.8pp | 67.6%+32.4pp |
| Annual return | 17.85% | 134.89%-117.0pp | 418.76%-400.9pp | 35.62%-17.8pp |
| Employer contribution / active EE | $19,660 | $3,715+429.2% | $4,934+298.4% | $2,756+613.4% |
| Participant deferral / active EE | $5,486 | $6,646-17.5% | $8,070-32.0% | $4,297+27.7% |
| Admin fee / account holder | $16,025 | $7,942+101.8% | $13,006+23.2% | $6,935+131.1% |