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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $246,712 | $85,766+187.7% | $136,298+81.0% | $70,126+251.8% |
| Participation rate | 86.1% | 74.2%+12.0pp | 81.9%+4.2pp | 69.5%+16.6pp |
| Annual return | 12.91% | 31.46%-18.5pp | 5156.27%-5143.4pp | 73.15%-60.2pp |
| Employer contribution / active EE | $0 | $2,966-100.0% | $4,696-100.0% | $2,343-100.0% |
| Participant deferral / active EE | $15,182 | $5,051+200.6% | $6,247+143.0% | $3,332+355.7% |
| Admin fee / account holder | $15,249 | $5,421+181.3% | $9,244+65.0% | $4,645+228.3% |