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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $457,006 | $98,776+362.7% | $149,745+205.2% | $79,856+472.3% |
| Participation rate | 93.2% | 75.8%+17.4pp | 82.5%+10.7pp | 69.6%+23.6pp |
| Annual return | 33.74% | 27.38%+6.4pp | 276.72%-243.0pp | 31.71%+2.0pp |
| Employer contribution / active EE | $0 | $3,217-100.0% | $4,646-100.0% | $2,471-100.0% |
| Participant deferral / active EE | $19,292 | $5,681+239.6% | $6,843+181.9% | $3,741+415.8% |
| Admin fee / account holder | $3,506 | $6,053-42.1% | $9,312-62.3% | $5,306-33.9% |