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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $316,357 | $89,370+254.0% | $141,197+124.1% | $72,976+333.5% |
| Participation rate | 96.8% | 75.1%+21.6pp | 82.5%+14.3pp | 69.5%+27.3pp |
| Annual return | 25.51% | 111.88%-86.4pp | 71.41%-45.9pp | 81.02%-55.5pp |
| Employer contribution / active EE | $0 | $3,115-100.0% | $4,736-100.0% | $2,440-100.0% |
| Participant deferral / active EE | $20,344 | $5,419+275.4% | $6,710+203.2% | $3,608+463.9% |
| Admin fee / account holder | $17,723 | $5,957+197.5% | $10,265+72.7% | $5,124+245.9% |