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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $262,826 | $86,050+205.4% | $189,758+38.5% | $94,015+179.6% |
| Participation rate | 100.0% | 68.9%+31.1pp | 79.8%+20.2pp | 70.8%+29.2pp |
| Annual return | 7.86% | 17.77%-9.9pp | 52.62%-44.8pp | 17.84%-10.0pp |
| Employer contribution / active EE | $8,402 | $2,819+198.0% | $4,767+76.3% | $2,790+201.1% |
| Participant deferral / active EE | $6,043 | $3,349+80.5% | $5,856+3.2% | $4,249+42.2% |
| Admin fee / account holder | $161,284 | $6,627+2333.9% | $20,388+691.1% | $8,951+1701.8% |