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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $169,538 | $106,749+58.8% | $145,433+16.6% | $82,448+105.6% |
| Participation rate | 86.4% | 75.6%+10.7pp | 82.1%+4.2pp | 68.1%+18.3pp |
| Annual return | 13.12% | 27.59%-14.5pp | 66.58%-53.5pp | 41.64%-28.5pp |
| Employer contribution / active EE | $2,187 | $3,444-36.5% | $4,554-52.0% | $2,551-14.3% |
| Participant deferral / active EE | $10,148 | $6,519+55.7% | $7,897+28.5% | $4,139+145.2% |
| Admin fee / account holder | $21,206 | $8,390+152.8% | $13,129+61.5% | $7,234+193.1% |