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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $169,538 | $106,524+59.2% | $152,301+11.3% | $87,485+93.8% |
| Participation rate | 86.4% | 75.8%+10.6pp | 82.4%+3.9pp | 68.9%+17.4pp |
| Annual return | 13.12% | 26.89%-13.8pp | 80.50%-67.4pp | 26.06%-12.9pp |
| Employer contribution / active EE | $2,187 | $3,371-35.1% | $4,624-52.7% | $2,596-15.8% |
| Participant deferral / active EE | $10,148 | $6,525+55.5% | $8,004+26.8% | $4,274+137.5% |
| Admin fee / account holder | $21,206 | $8,287+155.9% | $14,398+47.3% | $7,775+172.8% |