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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $115,975 | $97,729+18.7% | $83,830+38.3% | $135,379-14.3% |
| Participation rate | 100.0% | 80.0%+20.0pp | 76.1%+23.9pp | 82.6%+17.4pp |
| Annual return | -6.27% | 1287.52%-1293.8pp | 850.97%-857.2pp | 519.79%-526.1pp |
| Employer contribution / active EE | $3,253 | $4,222-22.9% | $3,631-10.4% | $4,779-31.9% |
| Participant deferral / active EE | $9,214 | $4,683+96.8% | $4,082+125.7% | $5,609+64.3% |
| Admin fee / account holder | $1,357 | $6,674-79.7% | $5,479-75.2% | $10,828-87.5% |