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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $111,217 | $63,346+75.6% | $92,240+20.6% | $70,126+58.6% |
| Participation rate | 100.0% | 68.7%+31.3pp | 76.5%+23.5pp | 69.5%+30.5pp |
| Annual return | 15.83% | 530.19%-514.4pp | 176.29%-160.5pp | 73.15%-57.3pp |
| Employer contribution / active EE | $2,979 | $2,471+20.6% | $3,680-19.0% | $2,343+27.2% |
| Participant deferral / active EE | $6,994 | $2,854+145.1% | $3,897+79.5% | $3,332+109.9% |
| Admin fee / account holder | $3,293 | $3,841-14.3% | $5,194-36.6% | $4,645-29.1% |