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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $152,900 | $64,716+136.3% | $112,258+36.2% | $68,495+123.2% |
| Participation rate | 71.9% | 67.2%+4.7pp | 75.1%-3.2pp | 67.9%+4.0pp |
| Annual return | -22.35% | -11.40%-11.0pp | 27.47%-49.8pp | -7.84%-14.5pp |
| Employer contribution / active EE | $1,505 | $2,746-45.2% | $3,636-58.6% | $2,596-42.0% |
| Participant deferral / active EE | $8,192 | $3,565+129.8% | $4,728+73.3% | $4,028+103.4% |
| Admin fee / account holder | $4,488 | $5,232-14.2% | $6,411-30.0% | $5,403-16.9% |