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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $245,672 | $124,336+97.6% | $111,303+120.7% | $167,518+46.7% |
| Participation rate | 66.7% | 79.6%-13.0pp | 77.3%-10.6pp | 82.1%-15.4pp |
| Annual return | 9.04% | 37.45%-28.4pp | 54.66%-45.6pp | 478.71%-469.7pp |
| Employer contribution / active EE | $2,279 | $3,436-33.7% | $2,731-16.6% | $4,838-52.9% |
| Participant deferral / active EE | $3,392 | $5,181-34.5% | $4,487-24.4% | $6,342-46.5% |
| Admin fee / account holder | $8,468 | $10,623-20.3% | $7,966+6.3% | $12,312-31.2% |