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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $231,050 | $110,212+109.6% | $96,534+139.3% | $139,466+65.7% |
| Participation rate | 69.2% | 78.1%-8.9pp | 76.0%-6.8pp | 80.3%-11.1pp |
| Annual return | 13.43% | 26.42%-13.0pp | 25.88%-12.5pp | 373.66%-360.2pp |
| Employer contribution / active EE | $2,445 | $3,620-32.5% | $2,965-17.6% | $4,754-48.6% |
| Participant deferral / active EE | $3,964 | $5,547-28.5% | $4,851-18.3% | $6,712-40.9% |
| Admin fee / account holder | $1,104 | $11,599-90.5% | $8,253-86.6% | $11,409-90.3% |