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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $166,212 | $98,240+69.2% | $82,312+101.9% | $147,586+12.6% |
| Participation rate | 57.1% | 79.7%-22.6pp | 76.9%-19.8pp | 82.8%-25.7pp |
| Annual return | 12.57% | 30.85%-18.3pp | 25.88%-13.3pp | 578.59%-566.0pp |
| Employer contribution / active EE | $1,532 | $3,192-52.0% | $2,428-36.9% | $4,876-68.6% |
| Participant deferral / active EE | $1,676 | $4,383-61.8% | $3,706-54.8% | $5,439-69.2% |
| Admin fee / account holder | $2,208 | $8,563-74.2% | $5,608-60.6% | $10,886-79.7% |