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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $219,982 | $100,805+118.2% | $86,698+153.7% | $134,532+63.5% |
| Participation rate | 66.7% | 79.0%-12.3pp | 76.6%-9.9pp | 81.2%-14.6pp |
| Annual return | -14.34% | 29.09%-43.4pp | 35.95%-50.3pp | 418.27%-432.6pp |
| Employer contribution / active EE | $2,404 | $3,490-31.1% | $2,837-15.3% | $4,741-49.3% |
| Participant deferral / active EE | $3,954 | $5,339-25.9% | $4,656-15.1% | $6,401-38.2% |
| Admin fee / account holder | $1,007 | $10,925-90.8% | $7,493-86.6% | $11,429-91.2% |