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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $211,805 | $103,392+104.9% | $87,104+143.2% | $152,897+38.5% |
| Participation rate | 57.1% | 79.4%-22.2pp | 76.9%-19.7pp | 82.5%-25.3pp |
| Annual return | 18.61% | 28.10%-9.5pp | 28.19%-9.6pp | 345.43%-326.8pp |
| Employer contribution / active EE | $1,723 | $3,221-46.5% | $2,521-31.7% | $4,764-63.8% |
| Participant deferral / active EE | $1,992 | $4,778-58.3% | $4,048-50.8% | $5,851-66.0% |
| Admin fee / account holder | $1,819 | $12,194-85.1% | $7,491-75.7% | $11,599-84.3% |