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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $135,275 | $60,349+124.2% | $74,184+82.4% | $62,881+115.1% |
| Participation rate | 100.0% | 72.7%+27.3pp | 76.6%+23.4pp | 69.3%+30.7pp |
| Annual return | 1.74% | 21.38%-19.6pp | 17.74%-16.0pp | 20.14%-18.4pp |
| Employer contribution / active EE | $2,842 | $1,680+69.2% | $2,370+19.9% | $2,281+24.6% |
| Participant deferral / active EE | $5,085 | $2,856+78.0% | $3,550+43.2% | $3,203+58.8% |
| Admin fee / account holder | $4,950 | $4,261+16.2% | $5,586-11.4% | $4,296+15.2% |