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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $368,998 | $97,550+278.3% | $120,344+206.6% | $87,485+321.8% |
| Participation rate | 100.0% | 72.8%+27.2pp | 76.7%+23.3pp | 68.9%+31.1pp |
| Annual return | 12.33% | 18.41%-6.1pp | 20.30%-8.0pp | 26.06%-13.7pp |
| Employer contribution / active EE | $987 | $2,291-56.9% | $3,020-67.3% | $2,596-62.0% |
| Participant deferral / active EE | $8,746 | $4,230+106.8% | $5,135+70.3% | $4,274+104.7% |
| Admin fee / account holder | $16,246 | $9,543+70.2% | $12,742+27.5% | $7,775+109.0% |