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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $315,824 | $86,938+263.3% | $102,423+208.4% | $80,925+290.3% |
| Participation rate | 97.2% | 72.4%+24.8pp | 76.5%+20.7pp | 67.7%+29.6pp |
| Annual return | 15.12% | 18.89%-3.8pp | 29.42%-14.3pp | 35.65%-20.5pp |
| Employer contribution / active EE | $0 | $2,369-100.0% | $3,023-100.0% | $2,756-100.0% |
| Participant deferral / active EE | $7,206 | $4,120+74.9% | $5,054+42.6% | $4,299+67.6% |
| Admin fee / account holder | $25,022 | $8,053+210.7% | $9,455+164.7% | $6,940+260.5% |