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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $171,887 | $72,492+137.1% | $87,104+97.3% | $72,975+135.5% |
| Participation rate | 100.0% | 72.8%+27.2pp | 76.9%+23.1pp | 69.5%+30.5pp |
| Annual return | 5.14% | 24.46%-19.3pp | 28.19%-23.0pp | 81.01%-75.9pp |
| Employer contribution / active EE | $3,142 | $1,894+65.9% | $2,521+24.6% | $2,440+28.8% |
| Participant deferral / active EE | $5,155 | $3,270+57.7% | $4,048+27.3% | $3,608+42.9% |
| Admin fee / account holder | $16,271 | $5,055+221.9% | $7,491+117.2% | $5,124+217.5% |