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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $254,444 | $80,992+214.2% | $96,534+163.6% | $75,173+238.5% |
| Participation rate | 100.0% | 71.8%+28.2pp | 76.0%+24.0pp | 67.2%+32.8pp |
| Annual return | 8.62% | 27.05%-18.4pp | 25.88%-17.3pp | 160.72%-152.1pp |
| Employer contribution / active EE | $3,396 | $2,283+48.8% | $2,965+14.5% | $2,671+27.2% |
| Participant deferral / active EE | $6,843 | $3,929+74.2% | $4,851+41.1% | $4,126+65.8% |
| Admin fee / account holder | $15,994 | $6,717+138.1% | $8,253+93.8% | $5,651+183.0% |