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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $78,634 | $86,919-9.5% | $102,457-23.3% | $80,911-2.8% |
| Participation rate | 74.7% | 72.4%+2.3pp | 76.5%-1.8pp | 67.6%+7.1pp |
| Annual return | 14.02% | 18.90%-4.9pp | 29.41%-15.4pp | 35.63%-21.6pp |
| Employer contribution / active EE | $2,830 | $2,368+19.5% | $3,022-6.3% | $2,756+2.7% |
| Participant deferral / active EE | $3,342 | $4,119-18.9% | $5,054-33.9% | $4,297-22.2% |
| Admin fee / account holder | $5,909 | $8,049-26.6% | $9,451-37.5% | $6,935-14.8% |