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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,012 | $78,428-17.1% | $95,960-32.3% | $79,852-18.6% |
| Participation rate | 75.8% | 73.5%+2.3pp | 77.1%-1.3pp | 69.6%+6.2pp |
| Annual return | 4.65% | 19.37%-14.7pp | 91.63%-87.0pp | 31.72%-27.1pp |
| Employer contribution / active EE | $2,084 | $1,945+7.1% | $2,541-18.0% | $2,471-15.7% |
| Participant deferral / active EE | $2,771 | $3,440-19.4% | $4,167-33.5% | $3,740-25.9% |
| Admin fee / account holder | $6,077 | $5,622+8.1% | $6,797-10.6% | $5,306+14.5% |