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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,170 | $67,602-12.5% | $82,312-28.1% | $70,126-15.6% |
| Participation rate | 91.3% | 72.8%+18.5pp | 76.9%+14.4pp | 69.5%+21.8pp |
| Annual return | 9.69% | 21.57%-11.9pp | 25.88%-16.2pp | 73.15%-63.5pp |
| Employer contribution / active EE | $3,852 | $1,755+119.5% | $2,428+58.6% | $2,343+64.5% |
| Participant deferral / active EE | $1,986 | $2,987-33.5% | $3,706-46.4% | $3,332-40.4% |
| Admin fee / account holder | $1,033 | $4,512-77.1% | $5,608-81.6% | $4,645-77.8% |