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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,572 | $72,492-10.9% | $87,104-25.9% | $72,975-11.5% |
| Participation rate | 86.8% | 72.8%+14.0pp | 76.9%+10.0pp | 69.5%+17.4pp |
| Annual return | 3.76% | 24.46%-20.7pp | 28.19%-24.4pp | 81.01%-77.3pp |
| Employer contribution / active EE | $3,584 | $1,894+89.3% | $2,521+42.2% | $2,440+46.9% |
| Participant deferral / active EE | $2,773 | $3,270-15.2% | $4,048-31.5% | $3,608-23.1% |
| Admin fee / account holder | $6,147 | $5,055+21.6% | $7,491-17.9% | $5,124+20.0% |