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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,898 | $80,992-21.1% | $96,534-33.8% | $75,173-15.0% |
| Participation rate | 80.9% | 71.8%+9.1pp | 76.0%+4.9pp | 67.2%+13.7pp |
| Annual return | 7.10% | 27.05%-20.0pp | 25.88%-18.8pp | 160.72%-153.6pp |
| Employer contribution / active EE | $2,476 | $2,283+8.5% | $2,965-16.5% | $2,671-7.3% |
| Participant deferral / active EE | $3,510 | $3,929-10.7% | $4,851-27.6% | $4,126-14.9% |
| Admin fee / account holder | $4,198 | $6,717-37.5% | $8,253-49.1% | $5,651-25.7% |