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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,090 | $123,793-74.1% | $177,848-82.0% | $79,856-59.8% |
| Participation rate | 70.3% | 84.7%-14.4pp | 87.7%-17.4pp | 69.6%+0.6pp |
| Annual return | 14.40% | 22.82%-8.4pp | 48.33%-33.9pp | 31.71%-17.3pp |
| Employer contribution / active EE | $1,815 | $4,095-55.7% | $5,919-69.3% | $2,471-26.6% |
| Participant deferral / active EE | $3,738 | $5,956-37.2% | $7,714-51.5% | $3,741-0.1% |
| Admin fee / account holder | $11,324 | $7,243+56.4% | $12,431-8.9% | $5,306+113.4% |