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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,373 | $94,529-66.8% | $140,019-77.6% | $64,173-51.1% |
| Participation rate | 77.8% | 84.1%-6.3pp | 87.5%-9.7pp | 69.6%+8.2pp |
| Annual return | -5.40% | 7.77%-13.2pp | 651.17%-656.6pp | 7.63%-13.0pp |
| Employer contribution / active EE | $2,301 | $3,812-39.6% | $5,605-58.9% | $2,381-3.3% |
| Participant deferral / active EE | $4,492 | $5,250-14.4% | $6,927-35.1% | $3,470+29.5% |
| Admin fee / account holder | $2,015 | $6,741-70.1% | $10,705-81.2% | $4,887-58.8% |