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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,938 | $100,060-71.1% | $149,721-80.7% | $70,126-58.7% |
| Participation rate | 85.2% | 83.6%+1.6pp | 87.1%-1.9pp | 69.5%+15.6pp |
| Annual return | 11.14% | 27.46%-16.3pp | 1501.67%-1490.5pp | 73.15%-62.0pp |
| Employer contribution / active EE | $2,358 | $3,661-35.6% | $5,444-56.7% | $2,343+0.7% |
| Participant deferral / active EE | $4,832 | $4,982-3.0% | $6,568-26.4% | $3,332+45.0% |
| Admin fee / account holder | $1,439 | $8,285-82.6% | $11,282-87.2% | $4,645-69.0% |