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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,185 | $87,834-75.9% | $133,975-84.2% | $62,881-66.3% |
| Participation rate | 80.8% | 83.4%-2.6pp | 87.1%-6.3pp | 69.3%+11.5pp |
| Annual return | 10.10% | 12.05%-2.0pp | 29.29%-19.2pp | 20.14%-10.0pp |
| Employer contribution / active EE | $2,143 | $3,482-38.5% | $5,211-58.9% | $2,281-6.1% |
| Participant deferral / active EE | $5,030 | $4,812+4.5% | $6,282-19.9% | $3,203+57.0% |
| Admin fee / account holder | $5,523 | $5,372+2.8% | $9,324-40.8% | $4,296+28.6% |