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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,750 | $109,359-71.0% | $162,177-80.4% | $72,975-56.5% |
| Participation rate | 78.1% | 84.3%-6.1pp | 87.6%-9.4pp | 69.5%+8.6pp |
| Annual return | 15.35% | 25.46%-10.1pp | 115.60%-100.3pp | 81.01%-65.7pp |
| Employer contribution / active EE | $2,113 | $3,907-45.9% | $5,613-62.4% | $2,440-13.4% |
| Participant deferral / active EE | $4,035 | $5,481-26.4% | $7,297-44.7% | $3,608+11.8% |
| Admin fee / account holder | $7,503 | $7,972-5.9% | $10,843-30.8% | $5,124+46.4% |