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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $105,304 | $63,082+66.9% | $81,726+28.9% | $79,856+31.9% |
| Participation rate | 90.0% | 67.5%+22.5pp | 72.0%+18.0pp | 69.6%+20.4pp |
| Annual return | 6.47% | 22.66%-16.2pp | 29.49%-23.0pp | 31.71%-25.2pp |
| Employer contribution / active EE | $1,474 | $1,795-17.9% | $4,311-65.8% | $2,471-40.3% |
| Participant deferral / active EE | $4,615 | $2,780+66.0% | $7,108-35.1% | $3,741+23.4% |
| Admin fee / account holder | $22,592 | $4,428+410.2% | $5,160+337.8% | $5,306+325.7% |