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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $113,303 | $63,809+77.6% | $81,353+39.3% | $80,935+40.0% |
| Participation rate | 84.8% | 63.9%+20.9pp | 69.5%+15.3pp | 67.7%+17.2pp |
| Annual return | 7.08% | 16.37%-9.3pp | 24.82%-17.7pp | 35.66%-28.6pp |
| Employer contribution / active EE | $1,695 | $1,981-14.4% | $2,464-31.2% | $2,757-38.5% |
| Participant deferral / active EE | $5,073 | $3,093+64.0% | $3,885+30.6% | $4,299+18.0% |
| Admin fee / account holder | $18,872 | $5,686+231.9% | $5,766+227.3% | $6,924+172.5% |