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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $99,433 | $58,099+71.1% | $76,902+29.3% | $75,177+32.3% |
| Participation rate | 78.3% | 63.9%+14.4pp | 69.6%+8.7pp | 67.2%+11.1pp |
| Annual return | 7.95% | 26.71%-18.8pp | 37.91%-30.0pp | 160.75%-152.8pp |
| Employer contribution / active EE | $1,350 | $1,996-32.3% | $2,534-46.7% | $2,671-49.5% |
| Participant deferral / active EE | $4,795 | $2,999+59.9% | $3,833+25.1% | $4,126+16.2% |
| Admin fee / account holder | $6,632 | $4,778+38.8% | $5,479+21.1% | $5,651+17.4% |