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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $97,576 | $52,306+86.5% | $69,779+39.8% | $62,881+55.2% |
| Participation rate | 87.2% | 67.2%+19.9pp | 71.8%+15.4pp | 69.3%+17.9pp |
| Annual return | 3.57% | 13.35%-9.8pp | 12.99%-9.4pp | 20.14%-16.6pp |
| Employer contribution / active EE | $1,225 | $1,799-31.9% | $2,338-47.6% | $2,281-46.3% |
| Participant deferral / active EE | $3,613 | $2,395+50.8% | $2,931+23.3% | $3,203+12.8% |
| Admin fee / account holder | $4,481 | $3,691+21.4% | $4,381+2.3% | $4,296+4.3% |