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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $99,844 | $56,544+76.6% | $75,501+32.2% | $70,126+42.4% |
| Participation rate | 90.1% | 68.1%+22.0pp | 72.4%+17.8pp | 69.5%+20.6pp |
| Annual return | 8.01% | 23.59%-15.6pp | 27.35%-19.3pp | 73.15%-65.1pp |
| Employer contribution / active EE | $1,327 | $1,817-26.9% | $2,352-43.6% | $2,343-43.3% |
| Participant deferral / active EE | $3,614 | $2,580+40.1% | $3,142+15.0% | $3,332+8.5% |
| Admin fee / account holder | $5,676 | $3,827+48.3% | $5,801-2.1% | $4,645+22.2% |