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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $316,496 | $117,904+168.4% | $102,457+208.9% | $145,978+116.8% |
| Participation rate | 84.2% | 78.6%+5.6pp | 76.5%+7.7pp | 80.3%+3.9pp |
| Annual return | 10.85% | 31.80%-20.9pp | 29.41%-18.6pp | 550.52%-539.7pp |
| Employer contribution / active EE | $2,814 | $3,613-22.1% | $3,022-6.9% | $4,662-39.6% |
| Participant deferral / active EE | $8,340 | $5,733+45.5% | $5,054+65.0% | $6,690+24.7% |
| Admin fee / account holder | $1,551 | $13,329-88.4% | $9,451-83.6% | $13,400-88.4% |