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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $227,069 | $100,805+125.3% | $86,698+161.9% | $134,532+68.8% |
| Participation rate | 79.2% | 79.0%+0.2pp | 76.6%+2.6pp | 81.2%-2.1pp |
| Annual return | -25.00% | 29.09%-54.1pp | 35.95%-61.0pp | 418.27%-443.3pp |
| Employer contribution / active EE | $2,211 | $3,490-36.6% | $2,837-22.1% | $4,741-53.4% |
| Participant deferral / active EE | $6,578 | $5,339+23.2% | $4,656+41.3% | $6,401+2.8% |
| Admin fee / account holder | $4,509 | $10,925-58.7% | $7,493-39.8% | $11,429-60.5% |