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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $254,283 | $112,121+126.8% | $95,960+165.0% | $158,966+60.0% |
| Participation rate | 80.0% | 79.0%+1.0pp | 77.1%+2.9pp | 82.0%-2.0pp |
| Annual return | 29.46% | 171.16%-141.7pp | 91.63%-62.2pp | 302.95%-273.5pp |
| Employer contribution / active EE | $2,044 | $3,199-36.1% | $2,541-19.6% | $4,762-57.1% |
| Participant deferral / active EE | $6,475 | $4,784+35.4% | $4,167+55.4% | $5,983+8.2% |
| Admin fee / account holder | $16,937 | $10,135+67.1% | $6,797+149.2% | $11,250+50.6% |