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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $290,227 | $110,307+163.1% | $96,576+200.5% | $139,456+108.1% |
| Participation rate | 76.2% | 78.1%-1.9pp | 76.0%+0.2pp | 80.3%-4.1pp |
| Annual return | 18.39% | 26.40%-8.0pp | 25.87%-7.5pp | 373.45%-355.1pp |
| Employer contribution / active EE | $2,473 | $3,619-31.7% | $2,965-16.6% | $4,753-48.0% |
| Participant deferral / active EE | $6,838 | $5,547+23.3% | $4,851+41.0% | $6,711+1.9% |
| Admin fee / account holder | $3,171 | $11,597-72.7% | $8,253-61.6% | $11,407-72.2% |